For those in West Virginia and Pennsylvania struggling under the weight of student loan debt, bankruptcy may seem like an impossible lifeline. However, recent changes may make it possible for you to discharge certain types of student loans after declaring bankruptcy. At Zeni Law PLLC, we’re here to guide you through the process and help you explore all your options for financial relief.

While student loans are traditionally considered non-dischargeable in bankruptcy, exceptions do exist. Borrowers must demonstrate undue hardship under the Brunner Test or similar standards.

Zeni Law advocates for individuals navigating these strict requirements. We are well-versed in the nuances of bankruptcy law in West Virginia and Pennsylvania, ensuring personalized strategies tailored to your situation.

Additionally, new federal guidelines introduced in 2023 streamline the process for discharging certain federal student loans. Zeni Law will evaluate whether your loans qualify under these updated rules.

Declaring bankruptcy is never an easy choice, but it can provide a vital reset for those overwhelmed by financial obligations. With our experience, Zeni Law will guide you every step of the way, from filing your case to presenting a compelling argument for student loan discharge.

Take the first step toward financial freedom. Contact Zeni Law  today for a consultation to explore whether you qualify for relief from your student loan debt through bankruptcy.